⭐ Kopi Siew Dai — Head of Finance

Monthly Revenue

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Monthly Expenses

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Net Profit

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Outstanding Invoices

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GST Net Payable

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YTD Revenue

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📈 Revenue vs Expenses (12 Months)

🍩 Expense Breakdown

💡 Singapore SME Financial Tips

📌 GST Registration: Companies with taxable turnover exceeding S$1M must register for GST within 30 days.

📌 Corporate Tax: Singapore's headline rate is 17%, but new companies enjoy 75% exemption on first S$100k for the first 3 years.

📌 Cash Flow: Maintain at least 3 months of operating expenses as cash reserves to weather unexpected downturns.

📌 Productivity Solutions Grant (PSG): Claim up to 50% support for approved digital solutions including accounting software.

📌 IRAS Filing: ECI (Estimated Chargeable Income) must be filed within 3 months of financial year end.

📈 Profit & Loss Statement

Month	Income	Expenses	Profit	Margin
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📊 Income Composition

Current Cash Position

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as of today

📊 6-Month Cash Flow Forecast

Month	Projected Inflow	Projected Outflow	Net Cash	Confidence
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📈 Projected Cash Position

📋 Receivables Aging Summary

Current

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31–60 Days

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61–90 Days

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90+ Days

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🧮 GST Calculator

Amount (SGD)

Mode

GST Rate (%)

🏛️ Corporate Tax Calculator

Chargeable Income (SGD)

New company (incorporated within 3 years)

📌 Singapore Corporate Tax Exemptions (New Companies):
• 75% exemption on first S$100,000
• 50% exemption on next S$100,000
• Available for first 3 consecutive YAs
• Standard corporate tax rate: 17%
• Partial tax exemption (all companies): 75% on first S$10,000 + 50% on next S$190,000

📋 GST Filing Helper — Current Quarter

GST Collected

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Input Tax (Paid)

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Net GST Payable

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⭐

Kopi Siew Dai — Financial Advisor

Singapore SME specialist

⭐ Kopi Siew Dai

Welcome! I'm Kopi Siew Dai, your AI Financial Controller for Singapore SMEs. I can help with financial analysis, GST calculations, tax planning, cash flow management, and more. What would you like to discuss today?

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💡 Did You Know?

🇸🇬 Singapore has one of the most competitive corporate tax environments in Asia.

📊 GST rate increased to 9% from 1 Jan 2024.

🏦 The Enterprise Development Grant (EDG) supports up to 70% of qualifying costs.

💬 Chat with Kopi Siew Dai

⭐ Kopi Siew Dai

Hi there! I'm Kopi Siew Dai, your dedicated financial AI. I can help you with P&L analysis, GST calculations, cash flow forecasting, and tax planning. What can I do for you today?

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